Essential home repairs
A geyser, fridge or other essential household item may require attention before the next salary date.
Customer needs
Short-term credit for specific, time-sensitive expenses
Capital Sprout serves employed South Africans with verified income who need to manage a defined expense between salary dates.
Reliable transport
A necessary vehicle repair can protect your ability to travel to work and maintain your income.
Education costs
Fees, uniforms and stationery can place several important expenses in the same month.
When credit may not be appropriate
If you need to borrow for recurring monthly expenses or to repay another credit agreement, contact our support team before applying. We can help you consider a more sustainable next step.
Get repayment support